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South Carolina vs Georgia

South Carolina vs Georgia

Neighbouring states, similar climates — the differences are in tax structure and scale.

The short answer: Georgia has Atlanta and a slightly lower flat income tax. South Carolina has a lower property tax burden, stronger retirement deductions, no estate tax, and was the fastest-growing state in the country in 2025. Hurricane exposure is comparable and low for both.

Head to head

Income taxGA flat rate · SC 1.99% / 5.21%
Median property tax paidSC $1,337 · US median $3,211
Social SecurityNeither state taxes it
Hurricane strikes 1851–2010GA 23 (3 major) · SC 30 (6 major, zero Cat 5)
Movers GA → SC (2024)16,000 — SC's #4 origin state
Population growth 2025SC #1 fastest-growing state

Sources: Census ACS 2024, Tax Foundation, MERIC Q1 2026, NOAA, Census Vintage 2025.

Where Georgia genuinely wins

Where South Carolina wins

How to decide

If you need Atlanta — the airport, the corporate market — Georgia wins on access. If you're optimising for the annual cost of owning a home, retirement tax treatment, or small-town life near a coast, South Carolina is the stronger pick. 16,000 Georgians made that move in 2024.

Where this leads

Three towns are actively recruiting new neighbors.

Project Hometown SC works in three South Carolina communities. Each runs its own program, with its own resident ambassadors and its own application — those community sites are where you apply.

Not ready to apply? Read our background pages first: Cheraw · Hartsville · Walterboro

Have a question about the overall program rather than one town? Ask us directly →

Common questions

Is South Carolina better than Georgia for retirees?

South Carolina has the edge on tax structure: both exempt Social Security, but SC adds a $10,000 retirement-income deduction at 65+, a $15,000 age-65 deduction, a Homestead Exemption on the first $50,000 of home value, and 100% exempt military retirement — with no estate tax.

Which state is growing faster?

South Carolina. It was the fastest-growing state in the nation in 2025, adding 1.5% to reach 5,570,274 residents, with 66,622 net domestic in-migrants.

Keep reading

Next step

Talk to someone who actually lives there.

Pick a community and a resident ambassador reaches out for a real conversation — no pitch, just questions and answers. Applications are handled on each town's own site.

Cheraw ↗ Hartsville ↗ Walterboro ↗